Skip to main content

Health Insurance in Allendale County, SC: 2027 Plans, Prices & Hospitals (Allendale)

Three insurance companies, 48 plans, and a 20.3% price rise for the silver plan your tax credit is based on. See 2027 Allendale County prices by age and company, which plans include Allendale County Hospital, and how to choose.

Published · Updated

In this guide

If you buy your own health insurance in Allendale County, you have three Marketplace insurance companies to choose from for 2027: Ambetter from Absolute Total Care, BlueCross BlueShield of SC and UnitedHealthcare. Together they offer 48 plans. The silver plan your tax credit is based on costs $670 a month for a 40-year-old at full price before any tax credit, up from $556 in 2026 (+20.3%). Molina is leaving the county.

Allendale County Hospital is in every network in our 2027 data. UnitedHealthcare's hospital network isn't in our data, so we check it in UnitedHealthcare's directory.

Allendale County in 2027 at a glance

Tax credit plan price, age 40$670 a month, up 20.3% from $557 in 2026 (statewide average +24.8%)
Plan your tax credit is based onSignature Silver, Ambetter from Absolute Total Care
Insurance companiesAmbetter from Absolute Total Care, BlueCross BlueShield of SC, UnitedHealthcare. Molina is leaving.
Plans48
Tax credit plan price, ages 27 and 60$549 and $1,422 a month
Cheapest bronze, age 40$537 a month, BlueConnect Bronze 1, BlueCross BlueShield of SC
Cheapest gold, age 40$699 a month, Signature Gold, Ambetter from Absolute Total Care
2026 sign-ups1,384 (2025 population 7,355)

Full monthly prices before any tax credit. Source: Murdock Insurance Group analysis of 2027 South Carolina Marketplace plan data.

2027 prices by age and insurance company

One silver plan in the county sets the size of your tax credit, and its price rose 20.3% at every age.

Scroll sideways for more columns

Age2026 monthly price2027 monthly priceChange
27$456$549+20.3%
40$556$670+20.3%
60$1,182$1,422+20.3%

Full-price monthly premium before any tax credit for the second-lowest-cost silver plan in Allendale County. This is the plan your tax credit is based on.

Each insurance company's lowest-priced plan at each metal level:

Scroll sideways for more columns

Insurance companyLowest-priced plan atAge 27Age 40Age 60
BlueCross BlueShield of SCBronze$440$537$1,140
BlueCross BlueShield of SCSilver$636$775$1,646
BlueCross BlueShield of SCGold$672$819$1,739
AmbetterBronze$446$544$1,155
AmbetterSilver$536$654$1,389
AmbetterGold$573$699$1,484
UnitedHealthcareBronze$494$603$1,281
UnitedHealthcareSilver$695$847$1,799
UnitedHealthcareGold$741$904$1,920

Full-price monthly premiums before any tax credit in Allendale County. Bronze includes expanded bronze. Age-40 prices are from plan data; ages 27 and 60 apply the federal default age curve (1.048 and 2.714 vs. 1.278 at age 40), which matches the figures in the same data for the plan your tax credit is based on.

Ambetter has the lowest silver price, $654 at age 40, which is $16 below the plan your tax credit is based on. Your tax credit is set by that $670 plan. So if you get a tax credit and pick the lower-priced silver, you pay a little less than the $670 plan's price after your tax credit. UnitedHealthcare is the highest-priced company here at every metal level it sells.

What changed in Allendale County for 2027

Molina is leaving. Molina sold 12 plans here in 2026 and has none for 2027, so Molina members need a new plan. Our article on Molina's exit walks through the options.

Plan counts changed. Ambetter went from 9 plans to 17; BCBS went from 22 plans to 14; UnitedHealthcare stays at 17 plans. Every BCBS plan here uses its statewide BlueEssentials or BlueConnect EPO network.

The plan your tax credit is based on changed companies. In 2026 it was Molina Silver Standard. In 2027 it is Ambetter Signature Silver. When that plan changes, your tax credit changes with it. That is why we tell clients not to auto-renew without checking.

Local hospitals and which plans include them

The table also lists hospitals in neighboring counties from our network data.

  • Allendale County HospitalAllendale CountyIn network: BCBS EPO, Ambetter.
  • Colleton Medical Center (HCA)Colleton CountyIn network: BCBS EPO, Ambetter.
  • Hampton Regional Medical CenterHampton CountyIn network: BCBS EPO. Not in network: Ambetter.

Networks and drug lists can change; we verify with the insurance company before you enroll. Last verified: November 2026.

  • The BCBS EPO includes all three hospitals on this list.
  • Ambetter includes Allendale County Hospital and Colleton Medical Center but not Hampton Regional Medical Center.
  • UnitedHealthcare's network isn't in our hospital data. Check UnitedHealthcare's directory for each hospital and doctor before you enroll.

Which plan fits your situation

Every plan here is an HMO except the BCBS BlueEssentials and BlueConnect EPOs; the SC Marketplace has no PPOs. Neither type covers out-of-network care except emergencies.

You rarely see a doctor and want the lowest premium. BCBS BlueConnect Bronze 1 is the cheapest plan at $537 for a 40-year-old, with a $7,500 deductible, a $12,000 yearly limit on what you pay, $50 primary care visits and $25 generics. It includes every hospital in the table above.

You want the lowest silver price. Ambetter Streamlined Silver is $654 at age 40, with a $4,700 deductible, an $11,300 yearly limit on what you pay, $20 primary care visits and $3 generics. Of the hospitals above, it includes Allendale County Hospital and Colleton Medical Center.

You expect regular care and want a low deductible. Ambetter Signature Gold is $699 at age 40, $29 more than the silver plan your tax credit is based on, with a $2,500 deductible, an $8,600 yearly limit on what you pay, $30 primary care visits and $15 generics. Of the hospitals above, it includes Allendale County Hospital and Colleton Medical Center. If you need a hospital it leaves out, BCBS's lowest gold is $819.

You want the widest choice of SC hospitals. BCBS's BlueEssentials and BlueConnect plans use a statewide EPO network, which can matter if you get care outside the county. Every BCBS plan in Allendale County uses it.

You're thinking about UnitedHealthcare. UnitedHealthcare's lowest silver here is $847 at age 40, compared with $654 for the county's lowest silver. Your tax credit is the same whichever company you choose, because it's based on that one silver plan.

Your income is lower. Below 250% of the federal poverty level, silver plans come with cost-sharing reductions that lower the deductible and the yearly limit on what you pay. Our cost-sharing reductions guide explains how it works.

Call us and we will compare all three companies against your doctors and prescriptions.

Common questions

The silver plan your tax credit is based on is $670 a month for a 40-year-old at full price before any tax credit, $549 for a 27-year-old and $1,422 for a 60-year-old. The cheapest bronze is $537 at age 40. In 2026 the average enrollee here paid $98 a month after tax credits.

In our 2027 network data, the BCBS EPO and Ambetter include it.

Molina has no 2027 plans here, so pick a new plan by December 15, 2026 for a January 1 start. We can match your doctors and prescriptions to the three remaining insurance companies.

Open enrollment on HealthCare.gov runs November 1, 2026 to January 15, 2027. Enroll by December 15 for coverage starting January 1; enrollments from December 16 to January 15 start February 1. Our 2027 open enrollment guide has every date.

Get your Allendale County comparison

With Molina leaving and a new plan setting your tax credit, compare before you renew for 2027. Tell us your ZIP, ages, household and income, and a licensed agent will price every plan against your doctors and drugs. For the statewide picture, start with our 2027 South Carolina health insurance guide or the 2027 rate changes by county. Nearby, see Bamberg County, Barnwell County and Colleton County.

Sources

Prices are full-price monthly premiums for the stated age, before subsidies, from Murdock Insurance Group analysis of PY2027 SC Marketplace plan data. Your actual cost depends on your age, income, household size, tobacco use and the plan you choose. Ages 27 and 60 for individual carriers are calculated from the age-40 price using the federal default age curve. Networks and drug lists can change; we verify with the carrier before you enroll. Last verified: November 2026. Murdock Insurance Group is a licensed independent insurance agency. We are not affiliated with HealthCare.gov or any government agency.

More for Allendale County

Nearby county guides: Bamberg, Barnwell, Colleton. All county guides.