Health Insurance in Colleton County, SC: 2027 Plans, Prices & Hospitals (Walterboro)

If you buy your own health insurance in Colleton County, you have three Marketplace insurance companies to choose from for 2027: Ambetter from Absolute Total Care, BlueCross BlueShield of SC and Oscar. Together they offer 45 plans. The plan your tax credit is based on costs $732 a month for a 40-year-old at full price before tax credits, up from $570 in 2026 (+28.4%). Molina and UnitedHealthcare are leaving the county, and Oscar is new.

Colleton Medical Center is in every network sold here in our 2027 data.

One silver plan sets the size of your tax credit. Its price rose 28.4% at every age.

Each insurance company's lowest-priced plan at each metal level:

Ambetter has the lowest silver price, $715 at age 40. That is $17 below the plan your tax credit is based on. Your tax credit is tied to that $732 plan, so if you get a tax credit and pick the lower-priced silver plan, you pay a little less than you would for that plan after your tax credit.

Molina is leaving. Molina sold 12 plans here in 2026 and has none for 2027, so Molina members need a new plan. Our article on Molina's exit walks through the options.

UnitedHealthcare is leaving. UnitedHealthcare sold 17 plans here in 2026 and has none for 2027. Our UnitedHealthcare exit guide covers what happens to UnitedHealthcare members.

Oscar is new. Oscar enters with 14 plans; its lowest silver is $756 at age 40. Our Oscar 2027 article covers its plans and network.

Plan counts changed. Ambetter went from 9 plans to 17; BCBS went from 22 plans to 14. Every BCBS plan here uses its statewide BlueEssentials or BlueConnect EPO network.

The plan your tax credit is based on now comes from a different company. In 2026 it was Molina Silver Standard. In 2027 it is Ambetter Signature Silver. When that plan changes, your tax credit changes with it. That is why we tell clients not to auto-renew without checking.

The table also lists hospitals in neighboring counties from our network data.

Networks and covered drug lists can change; we verify with the insurance company before you enroll. Last verified: November 2026.

• The BCBS EPO includes all four hospitals on this list, with restrictions at Summerville Medical Center.
• Ambetter includes Colleton Medical Center, MUSC Health University Medical Center and Beaufort Memorial Hospital but not Summerville Medical Center.
• Oscar includes Colleton Medical Center and Summerville Medical Center but not MUSC Health University Medical Center or Beaufort Memorial Hospital.
• Where a hospital is in-network with restrictions, confirm your specific doctor or service with the insurance company before you enroll.

Every plan here is an HMO except the BCBS BlueEssentials and BlueConnect EPOs; the SC Marketplace has no PPOs. Neither type covers out-of-network care except emergencies.

You rarely see a doctor and want the lowest premium. Ambetter Signature Expanded Bronze is the cheapest plan at $594 for a 40-year-old, with a $7,500 deductible, a $12,000 yearly limit on what you pay, $50 primary care visits and $25 generics. Of the hospitals above, it includes Colleton Medical Center, MUSC Health University Medical Center and Beaufort Memorial Hospital.

You want the lowest silver price. Ambetter Streamlined Silver is $715 at age 40, with a $4,700 deductible, an $11,300 yearly limit on what you pay, $20 primary care visits and $3 generics. Of the hospitals above, it includes Colleton Medical Center, MUSC Health University Medical Center and Beaufort Memorial Hospital.

You expect regular care and want a low deductible. Ambetter Signature Gold is $765 at age 40, $33 more than the plan your tax credit is based on, with a $2,500 deductible, an $8,600 yearly limit on what you pay, $30 primary care visits and $15 generics. Of the hospitals above, it includes Colleton Medical Center, MUSC Health University Medical Center and Beaufort Memorial Hospital. If you need a hospital it leaves out, BCBS's lowest gold is $924.

You want the widest choice of SC hospitals. BCBS's BlueEssentials and BlueConnect plans use a statewide EPO network, which can matter if you get care outside the county. Every BCBS plan in Colleton County uses it.

Your income is lower. Below 250% of the federal poverty level, silver plans come with cost-sharing reductions that lower the deductible and the yearly limit on what you pay. Our cost-sharing reductions guide explains how it works.

Call us and we will compare all three insurance companies against your doctors and prescriptions.

With Molina and UnitedHealthcare leaving, a new insurance company and a new plan setting your tax credit, compare before you renew for 2027. Tell us your ZIP, ages, household and income, and a licensed agent will price every plan against your doctors and drugs. For the statewide picture, start with our 2027 South Carolina health insurance guide or the 2027 rate changes by county. Nearby, see Beaufort County, Charleston County and Dorchester County.