Health Insurance in Bamberg County, SC: 2027 Plans, Prices & Hospitals (Bamberg)
Two insurance companies, 31 plans, and a 20.1% price rise for the silver plan your tax credit is based on. See 2027 Bamberg County prices by age and company, which plans include nearby hospitals, and how to choose.
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In this guide
If you buy your own health insurance in Bamberg County, you have two Marketplace insurance companies to choose from for 2027: Ambetter from Absolute Total Care and BlueCross BlueShield of SC. Together they offer 31 plans. The silver plan your tax credit is based on costs $604 a month for a 40-year-old at full price before any tax credit, up from $503 in 2026 (+20.1%). Molina is leaving the county. Bamberg is one of 11 South Carolina counties with only two Marketplace insurance companies in 2027.
Our 2027 network data lists no hospital in Bamberg County, so the network question is about the hospitals you use in neighboring counties. The hospital table below lists several of them.
Bamberg County in 2027 at a glance
| Tax credit plan price, age 40 | $604 a month, up 20.1% from $503 in 2026 (statewide average +24.8%) |
|---|---|
| Plan your tax credit is based on | Signature Silver, Ambetter from Absolute Total Care |
| Insurance companies | Ambetter from Absolute Total Care, BlueCross BlueShield of SC. Molina is leaving. |
| Plans | 31 |
| Tax credit plan price, ages 27 and 60 | $495 and $1,282 a month |
| Cheapest bronze, age 40 | $490 a month, Signature Expanded Bronze, Ambetter from Absolute Total Care |
| Cheapest gold, age 40 | $631 a month, Signature Gold, Ambetter from Absolute Total Care |
| 2026 sign-ups | 1,880 (2025 population 12,796) |
Full monthly prices before any tax credit. Source: Murdock Insurance Group analysis of 2027 South Carolina Marketplace plan data.
2027 prices by age and insurance company
One silver plan in the county sets the size of your tax credit, and its price rose 20.1% at every age.
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| Age | 2026 monthly price | 2027 monthly price | Change |
|---|---|---|---|
| 27 | $413 | $495 | +20.1% |
| 40 | $503 | $604 | +20.1% |
| 60 | $1,068 | $1,282 | +20.1% |
Full-price monthly premium before any tax credit for the second-lowest-cost silver plan in Bamberg County. This is the plan your tax credit is based on.
Each insurance company's lowest-priced plan at each metal level:
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| Insurance company | Lowest-priced plan at | Age 27 | Age 40 | Age 60 |
|---|---|---|---|---|
| BlueCross BlueShield of SC | Bronze | $462 | $563 | $1,196 |
| BlueCross BlueShield of SC | Silver | $667 | $813 | $1,727 |
| BlueCross BlueShield of SC | Gold | $704 | $859 | $1,824 |
| Ambetter | Bronze | $402 | $490 | $1,041 |
| Ambetter | Silver | $484 | $590 | $1,253 |
| Ambetter | Gold | $517 | $631 | $1,340 |
Full-price monthly premiums before any tax credit in Bamberg County. Bronze includes expanded bronze. Age-40 prices are from plan data; ages 27 and 60 apply the federal default age curve (1.048 and 2.714 vs. 1.278 at age 40), which matches the figures in the same data for the plan your tax credit is based on.
Ambetter has the lowest silver price, $590 at age 40, which is $14 below the plan your tax credit is based on. Your tax credit is set by that $604 plan. So if you get a tax credit and pick the lower-priced silver, you pay a little less than the $604 plan's price after your tax credit.
What changed in Bamberg County for 2027
Molina is leaving. Molina sold 12 plans here in 2026 and has none for 2027, so Molina members need a new plan. Our article on Molina's exit walks through the options.
Plan counts changed. Ambetter went from 9 plans to 17; BCBS went from 22 plans to 14. Every BCBS plan here uses its statewide BlueEssentials or BlueConnect EPO network.
The plan your tax credit is based on changed. In 2026 it was Ambetter Focused Silver. In 2027 it is Ambetter Signature Silver. The company is the same, but the plan and its price are different, and your tax credit moves with that plan. That is why we tell clients not to auto-renew without checking.
Local hospitals and which plans include them
These are hospitals in neighboring counties from our 2027 network data.
| Hospital | BCBS EPO | Ambetter |
|---|---|---|
| MUSC Health Orangeburg (Regional Medical Center)Orangeburg County | In network | In network |
| Colleton Medical Center (HCA)Colleton County | In network | In network |
| Allendale County HospitalAllendale County | In network | In network |
| Hampton Regional Medical CenterHampton County | In network | Not in network |
- MUSC Health Orangeburg (Regional Medical Center)Orangeburg CountyIn network: BCBS EPO, Ambetter.
- Colleton Medical Center (HCA)Colleton CountyIn network: BCBS EPO, Ambetter.
- Allendale County HospitalAllendale CountyIn network: BCBS EPO, Ambetter.
- Hampton Regional Medical CenterHampton CountyIn network: BCBS EPO. Not in network: Ambetter.
Networks and drug lists can change; we verify with the insurance company before you enroll. Last verified: November 2026.
- The BCBS EPO includes all four hospitals on this list.
- Ambetter includes MUSC Health Orangeburg, Colleton Medical Center and Allendale County Hospital but not Hampton Regional Medical Center.
Which plan fits your situation
Every plan here is an HMO except the BCBS BlueEssentials and BlueConnect EPOs; the SC Marketplace has no PPOs. Neither type covers out-of-network care except emergencies.
You rarely see a doctor and want the lowest premium. Ambetter Signature Expanded Bronze is the cheapest plan at $490 for a 40-year-old, with a $7,500 deductible, a $12,000 yearly limit on what you pay, $50 primary care visits and $25 generics. Of the hospitals above, it includes MUSC Health Orangeburg, Colleton Medical Center and Allendale County Hospital.
You want the lowest silver price. Ambetter Streamlined Silver is $590 at age 40, with a $4,700 deductible, an $11,300 yearly limit on what you pay, $20 primary care visits and $3 generics. Of the hospitals above, it includes MUSC Health Orangeburg, Colleton Medical Center and Allendale County Hospital.
You expect regular care and want a low deductible. Ambetter Signature Gold is $631 at age 40, $27 more than the silver plan your tax credit is based on, with a $2,500 deductible, an $8,600 yearly limit on what you pay, $30 primary care visits and $15 generics. Of the hospitals above, it includes MUSC Health Orangeburg, Colleton Medical Center and Allendale County Hospital. If you need a hospital it leaves out, BCBS's lowest gold is $859.
You want the widest choice of SC hospitals. BCBS's BlueEssentials and BlueConnect plans use a statewide EPO network, which can matter if you get care outside the county. Every BCBS plan in Bamberg County uses it.
Your income is lower. Below 250% of the federal poverty level, silver plans come with cost-sharing reductions that lower the deductible and the yearly limit on what you pay. Our cost-sharing reductions guide explains how it works.
Call us and we will compare both companies against your doctors and prescriptions.
Common questions
The silver plan your tax credit is based on is $604 a month for a 40-year-old at full price before any tax credit, $495 for a 27-year-old and $1,282 for a 60-year-old. The cheapest bronze is $490 at age 40. In 2026 the average enrollee here paid $118 a month after tax credits.
No. Our 2027 network data has no hospital in Bamberg County, so we check the hospitals and doctors you actually use, usually in a neighboring county, in each insurance company's directory.
Molina has no 2027 plans here, so pick a new plan by December 15, 2026 for a January 1 start. We can match your doctors and prescriptions to the two remaining insurance companies.
Open enrollment on HealthCare.gov runs November 1, 2026 to January 15, 2027. Enroll by December 15 for coverage starting January 1; enrollments from December 16 to January 15 start February 1. Our 2027 open enrollment guide has every date.
Get your Bamberg County comparison
With Molina leaving and a new plan setting your tax credit, compare before you renew for 2027. Tell us your ZIP, ages, household and income, and a licensed agent will price every plan against your doctors and drugs. For the statewide picture, start with our 2027 South Carolina health insurance guide or the 2027 rate changes by county. Nearby, see Orangeburg County, Allendale County and Barnwell County.
Sources
- FAQ: Health Insurance Marketplace Deadlines for 2027 Coverage (HealthCare Insider)
- How Will the Loss of Enhanced Premium Tax Credits Affect Older Adults? (KFF)
- Guidance Regarding Age Curves and State Reporting (CMS/HHS)
- Murdock Insurance Group analysis of PY2027 SC Marketplace rate filings / plan data (county market data, plan benefits, hospital network matrix and marker-drug formulary check)
Prices are full-price monthly premiums for the stated age, before subsidies, from Murdock Insurance Group analysis of PY2027 SC Marketplace plan data. Your actual cost depends on your age, income, household size, tobacco use and the plan you choose. Ages 27 and 60 for individual carriers are calculated from the age-40 price using the federal default age curve. Networks and drug lists can change; we verify with the carrier before you enroll. Last verified: November 2026. Murdock Insurance Group is a licensed independent insurance agency. We are not affiliated with HealthCare.gov or any government agency.
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Nearby county guides: Orangeburg, Allendale, Barnwell. All county guides.