Health Insurance in Sumter County, SC: 2027 Plans, Prices & Hospitals (Sumter)

If you buy your own health insurance in Sumter County, you have two Marketplace insurance companies to choose from for 2027: Ambetter from Absolute Total Care and BlueCross BlueShield of SC. Together they offer 31 plans. The silver plan your tax credit is based on costs $709 a month for a 40-year-old at full price, before any tax credit. That is up from $538 in 2026 (+31.6%). Molina is leaving the county. Sumter is one of 11 South Carolina counties with only two Marketplace insurance companies in 2027.

Prisma Health Tuomey is in every network sold here in our 2027 data. So in Sumter County the choice comes down to price, deductible and your doctors.

One silver plan sets the size of your tax credit. Its price rose 31.6% at every age.

Each company's lowest-priced plan at each metal level:

BCBS has the lowest silver price, $692 at age 40. That is $17 below the plan your tax credit is based on. Because your tax credit is tied to that $709 plan, a buyer with a tax credit who picks BCBS's lowest silver pays a little less than that plan's price after the tax credit.

Molina is leaving. Molina sold 12 plans here in 2026 and has none for 2027, so Molina members need a new plan. Our article on Molina's exit walks through the options.

Plan counts changed. Ambetter went from 9 plans to 17; BCBS went from 29 plans to 14. Every BCBS plan here uses its statewide BlueEssentials or BlueConnect EPO network.

The plan your tax credit is based on changed. In 2026 it was BCBS Blue Direction Silver 1 + Adult Vision. In 2027 it is BCBS BlueEssentials Silver 14. The company is the same, but the plan and its price are different, and your tax credit moves with it. That is why we tell clients not to auto-renew without checking.

The table also lists hospitals in neighboring counties from our network data.

Networks and drug lists can change; we verify with the insurance company before you enroll. Last verified: November 2026.

• The BCBS EPO includes all four hospitals on this list, with restrictions at MUSC Health Kershaw Medical Center.
• Ambetter includes all four hospitals on this list.
• Where a hospital is in-network with restrictions, confirm your specific doctor or service with the insurance company before you enroll.

Every plan here is an HMO except the BCBS BlueEssentials and BlueConnect EPOs; the SC Marketplace has no PPOs. Neither type covers out-of-network care except emergencies.

You rarely see a doctor and want the lowest premium. BCBS BlueConnect Bronze 1 is the cheapest plan at $479 for a 40-year-old, with a $7,500 deductible, a $12,000 yearly limit on what you pay, $50 primary care visits and $25 generics.

You want the lowest silver price. BCBS BlueConnect Silver 1 is $692 at age 40, with a $6,400 deductible, a $10,300 yearly limit on what you pay, $40 primary care visits and $20 generics.

You expect regular care and want a low deductible. BCBS BlueEssentials Gold 5 is $731 at age 40, $22 more than the plan your tax credit is based on, with a $250 deductible, a $12,000 yearly limit on what you pay, $20 primary care visits and $10 generics.

You want the widest choice of SC hospitals. BCBS's BlueEssentials and BlueConnect plans use a statewide EPO network, which can matter if you get care outside the county. Every BCBS plan in Sumter County uses it.

Your income is lower. Below 250% of the federal poverty level, silver plans come with cost-sharing reductions that lower the deductible and the yearly limit on what you pay. Our cost-sharing reductions guide explains how it works.

Call us and we will compare both companies against your doctors and prescriptions.

With Molina leaving and a new plan setting your tax credit, compare before you renew for 2027. Tell us your ZIP, ages, household and income, and a licensed agent will price every plan against your doctors and drugs. For the statewide picture, start with our 2027 South Carolina health insurance guide or the 2027 rate changes by county. Nearby, see Richland County, Kershaw County and Clarendon County.