Health Insurance in Kershaw County, SC: 2027 Plans, Prices & Hospitals (Camden)

If you buy your own health insurance in Kershaw County, you have four Marketplace insurance companies to choose from for 2027: Ambetter from Absolute Total Care, BlueCross BlueShield of SC, First Choice Next and UnitedHealthcare. Together they offer 65 plans. The plan your tax credit is based on costs $606 a month for a 40-year-old at full price before tax credits, up from $520 in 2026 (+16.6%). Molina is leaving the county.

MUSC Health Kershaw Medical Center is in every network in our 2027 data, with restrictions in the BCBS EPO and the Blue Congaree HMO. UnitedHealthcare's hospital network isn't in our data, so we check it in UnitedHealthcare's directory.

One silver plan sets the size of your tax credit. Its price rose 16.6% at every age.

Each insurance company's lowest-priced plan at each metal level:

Ambetter has the lowest silver price, $592 at age 40. That is $14 below the plan your tax credit is based on. Your tax credit is tied to that $606 plan, so if you get a tax credit and pick the lower-priced silver plan, you pay a little less than you would for that plan after your tax credit. UnitedHealthcare is the highest-priced insurance company here at every metal level it sells.

Molina is leaving. Molina sold 12 plans here in 2026 and has none for 2027, so Molina members need a new plan. Our article on Molina's exit walks through the options.

Plan counts changed. Ambetter went from 9 plans to 17; BCBS went from 31 plans to 23; First Choice Next stays at 8 plans; UnitedHealthcare stays at 17 plans. BCBS kept its Blue Congaree HMO and statewide EPO plans.

The plan your tax credit is based on now comes from a different company. In 2026 it was BCBS Blue Congaree Silver 2 + Adult Vision. In 2027 it is Ambetter Signature Silver. When that plan changes, your tax credit changes with it. That is why we tell clients not to auto-renew without checking.

The table also lists hospitals in neighboring counties from our network data.

Networks and covered drug lists can change; we verify with the insurance company before you enroll. Last verified: November 2026.

• The BCBS EPO includes all four hospitals on this list, with restrictions at MUSC Health Kershaw Medical Center.
• The Blue Congaree HMO includes MUSC Health Kershaw Medical Center (with restrictions) and MUSC Health Columbia Medical Center Downtown but not Prisma Health Richland or Prisma Health Tuomey.
• Ambetter includes all four hospitals on this list.
• First Choice Next includes MUSC Health Kershaw Medical Center and MUSC Health Columbia Medical Center Downtown but not Prisma Health Richland or Prisma Health Tuomey.
• UnitedHealthcare's network isn't in our hospital data. Check UnitedHealthcare's directory for each hospital and doctor before you enroll.
• Where a hospital is in-network with restrictions, confirm your specific doctor or service with the insurance company before you enroll.

Every plan here is an HMO except the BCBS BlueEssentials and BlueConnect EPOs; the SC Marketplace has no PPOs. Neither type covers out-of-network care except emergencies. Our guide to BCBS networks covers the Blue Congaree HMO and the EPO.

You rarely see a doctor and want the lowest premium. BCBS Blue Congaree Bronze 2 is the cheapest plan at $436 for a 40-year-old, but its $10,600 deductible equals its yearly limit on what you pay, so beyond preventive care it pays little until you spend $10,600. Of the hospitals above, it includes MUSC Health Kershaw Medical Center and MUSC Health Columbia Medical Center Downtown.

You want the lowest silver price. Ambetter Streamlined Silver is $592 at age 40, with a $4,700 deductible, an $11,300 yearly limit on what you pay, $20 primary care visits and $3 generics. It includes every hospital in the table above.

You expect regular care and want a low deductible. Ambetter Signature Gold is $633 at age 40, $27 more than the plan your tax credit is based on, with a $2,500 deductible, an $8,600 yearly limit on what you pay, $30 primary care visits and $15 generics. It also includes every hospital in the table.

You want the widest choice of SC hospitals. BCBS's BlueEssentials and BlueConnect plans use a statewide EPO network, which can matter if you get care outside the county. BCBS also sells the Blue Congaree HMO here, which uses a smaller regional network.

You're thinking about UnitedHealthcare. UnitedHealthcare's lowest silver here is $901 at age 40, compared with $592 for the county's lowest silver. Your tax credit is the same whichever insurance company you choose, because it is tied to one plan's price.

Your income is lower. Below 250% of the federal poverty level, silver plans come with cost-sharing reductions that lower the deductible and the yearly limit on what you pay. Our cost-sharing reductions guide explains how it works.

Call us and we will compare all four insurance companies against your doctors and prescriptions.

With Molina leaving and a new plan setting your tax credit, compare before you renew for 2027. Tell us your ZIP, ages, household and income, and a licensed agent will price every plan against your doctors and drugs. For the statewide picture, start with our 2027 South Carolina health insurance guide or the 2027 rate changes by county. Nearby, see Richland County, Chesterfield County and Darlington County.