Health Insurance in Saluda County, SC: 2027 Plans, Prices & Hospitals (Saluda)

If you buy your own health insurance in Saluda County, you have three Marketplace insurance companies to choose from for 2027: Ambetter from Absolute Total Care, BlueCross BlueShield of SC and UnitedHealthcare. Together they offer 48 plans. The silver plan your tax credit is based on costs $686 a month for a 40-year-old at full price before any tax credit, up from $571 in 2026 (+20.2%). Molina is leaving the county.

Our 2027 network data lists no hospital in Saluda County, so the network question is about the hospitals you use in neighboring counties. The hospital table below lists several of them. UnitedHealthcare's hospital network isn't in our data, so we check it in UnitedHealthcare's directory.

One silver plan in the county sets the size of your tax credit, and its price rose 20.2% at every age.

Each insurance company's lowest-priced plan at each metal level:

Ambetter has the lowest silver price, $670 at age 40, which is $16 below the plan your tax credit is based on. Your tax credit is set by that $686 plan. So if you get a tax credit and pick the lower-priced silver, you pay a little less than the $686 plan's price after your tax credit. UnitedHealthcare is the highest-priced company here at every metal level it sells.

Molina is leaving. Molina sold 12 plans here in 2026 and has none for 2027, so Molina members need a new plan. Our article on Molina's exit walks through the options.

Plan counts changed. Ambetter went from 9 plans to 17; BCBS went from 22 plans to 14; UnitedHealthcare stays at 17 plans. Every BCBS plan here uses its statewide BlueEssentials or BlueConnect EPO network.

The plan your tax credit is based on changed. In 2026 it was Ambetter Focused Silver. In 2027 it is Ambetter Signature Silver. The company is the same, but the plan and its price are different, and your tax credit moves with that plan. That is why we tell clients not to auto-renew without checking.

These are hospitals in neighboring counties from our 2027 network data.

Networks and drug lists can change; we verify with the insurance company before you enroll. Last verified: November 2026.

• The BCBS EPO includes all four hospitals on this list.
• Ambetter includes all four hospitals on this list.
• UnitedHealthcare's network isn't in our hospital data. Check UnitedHealthcare's directory for each hospital and doctor before you enroll.

Every plan here is an HMO except the BCBS BlueEssentials and BlueConnect EPOs; the SC Marketplace has no PPOs. Neither type covers out-of-network care except emergencies.

You rarely see a doctor and want the lowest premium. BCBS BlueConnect Bronze 1 is the cheapest plan at $481 for a 40-year-old, with a $7,500 deductible, a $12,000 yearly limit on what you pay, $50 primary care visits and $25 generics.

You want the lowest silver price. Ambetter Streamlined Silver is $670 at age 40, with a $4,700 deductible, an $11,300 yearly limit on what you pay, $20 primary care visits and $3 generics.

You expect regular care and want a low deductible. Ambetter Signature Gold is $716 at age 40, $30 more than the silver plan your tax credit is based on, with a $2,500 deductible, an $8,600 yearly limit on what you pay, $30 primary care visits and $15 generics.

You want the widest choice of SC hospitals. BCBS's BlueEssentials and BlueConnect plans use a statewide EPO network, which can matter if you get care outside the county. Every BCBS plan in Saluda County uses it.

You're thinking about UnitedHealthcare. UnitedHealthcare's lowest silver here is $1,060 at age 40, compared with $670 for the county's lowest silver. Your tax credit is the same whichever company you choose, because it's based on that one silver plan.

Your income is lower. Below 250% of the federal poverty level, silver plans come with cost-sharing reductions that lower the deductible and the yearly limit on what you pay. Our cost-sharing reductions guide explains how it works.

Call us and we will compare all three companies against your doctors and prescriptions.

With Molina leaving and a new plan setting your tax credit, compare before you renew for 2027. Tell us your ZIP, ages, household and income, and a licensed agent will price every plan against your doctors and drugs. For the statewide picture, start with our 2027 South Carolina health insurance guide or the 2027 rate changes by county. Nearby, see Aiken County, Lexington County and Edgefield County.