Health Insurance in Dillon County, SC: 2027 Plans, Prices & Hospitals (Dillon)
For Dillon County residents who buy their own health insurance: three insurance companies, 39 plans, and a 22.2% rise for 2027 in the price of the silver plan your tax credit is based on. See prices by age, which plans include McLeod Health Dillon, and how to choose.
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In this guide
If you buy your own health insurance in Dillon County, you have three Marketplace insurance companies to choose from for 2027: Ambetter from Absolute Total Care, BlueCross BlueShield of SC and First Choice Next, offering 39 plans in all. The silver plan your tax credit is based on costs $683 a month for a 40-year-old at full price before tax credits, up from $559 in 2026 (+22.2%). Molina is leaving the county.
McLeod Health Dillon is in the BCBS EPO and Ambetter but not First Choice Next.
Dillon County in 2027 at a glance
| Tax credit plan price, age 40 | $683 a month, up 22.3% from $559 in 2026 (statewide average +24.8%) |
|---|---|
| Plan your tax credit is based on | Signature Silver, Ambetter from Absolute Total Care |
| Insurance companies | Ambetter from Absolute Total Care, BlueCross BlueShield of SC, First Choice Next. Molina is leaving. |
| Plans | 39 |
| Tax credit plan price, ages 27 and 60 | $560 and $1,450 a month |
| Cheapest bronze, age 40 | $527 a month, First Choice Next Bronze Essential, First Choice Next |
| Cheapest gold, age 40 | $696 a month, First Choice Next Gold Enhanced, First Choice Next |
| 2026 sign-ups | 4,104 (2025 population 27,458) |
Full monthly prices before any tax credit. Source: Murdock Insurance Group analysis of 2027 South Carolina Marketplace plan data.
2027 prices by age and insurance company
Your tax credit is sized from one silver plan, the second-lowest-cost silver plan in the county. Its price rose 22.2% at every age.
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| Age | 2026 price | 2027 price | Change |
|---|---|---|---|
| 27 | $458 | $560 | +22.2% |
| 40 | $559 | $683 | +22.2% |
| 60 | $1,186 | $1,450 | +22.2% |
Full-price monthly premium before tax credits for the second-lowest-cost silver plan in Dillon County, the plan your tax credit is based on.
Each insurance company's lowest-priced plan at each metal level:
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| Insurance company | Lowest-priced plan at | Age 27 | Age 40 | Age 60 |
|---|---|---|---|---|
| BlueCross BlueShield of SC | Bronze | $449 | $548 | $1,164 |
| BlueCross BlueShield of SC | Silver | $649 | $792 | $1,682 |
| BlueCross BlueShield of SC | Gold | $686 | $837 | $1,777 |
| First Choice Next | Bronze | $432 | $527 | $1,119 |
| First Choice Next | Silver | $565 | $689 | $1,463 |
| First Choice Next | Gold | $571 | $696 | $1,478 |
| Ambetter | Bronze | $454 | $554 | $1,176 |
| Ambetter | Silver | $547 | $667 | $1,416 |
| Ambetter | Gold | $585 | $713 | $1,514 |
Full-price monthly premiums before tax credits in Dillon County. Bronze includes expanded bronze. Age-40 prices are from plan data; ages 27 and 60 apply the federal default age curve (1.048 and 2.714 vs. 1.278 at age 40), which matches the figures for the plan your tax credit is based on in the same data.
Ambetter has the lowest silver price, $667 at age 40, which is $16 below the silver plan your tax credit is based on. Because your tax credit is tied to that $683 plan, a buyer with a tax credit who picks the lowest-priced silver pays a little less than they would for the $683 plan after the tax credit. The cheapest gold plan, $696 at age 40, costs $13 a month more than the silver plan your tax credit is based on. For someone who expects to use their coverage, that is the number to look at first.
What changed in Dillon County for 2027
Molina is leaving. Molina sold 12 plans here in 2026 and has none for 2027, so Molina members need a new plan. Our article on Molina's exit walks through the options.
Plan counts changed. Ambetter went from 9 plans to 17; BCBS went from 22 plans to 14; First Choice Next stays at 8 plans. Every BCBS plan here uses its statewide BlueEssentials or BlueConnect EPO network.
The silver plan your tax credit is based on changed. In 2026 it was Ambetter Focused Silver. In 2027 it is Ambetter Signature Silver. The insurance company is the same, but the plan and its price are different, and your tax credit moves with that plan. That is why we tell clients not to auto-renew without checking.
Local hospitals and which plans include them
The table also lists hospitals in neighboring counties from our network data.
| Hospital | BCBS EPO | Ambetter | First Choice Next |
|---|---|---|---|
| McLeod Health DillonDillon County | In network | In network | Not in network |
| MUSC Health Marion Medical CenterMarion County | In network | In network | In network |
| McLeod Regional Medical Center (Florence)Florence County | In network | In network | Not in network |
- McLeod Health DillonDillon CountyIn network: BCBS EPO, Ambetter. Not in network: First Choice Next.
- MUSC Health Marion Medical CenterMarion CountyIn network: BCBS EPO, Ambetter, First Choice Next.
- McLeod Regional Medical Center (Florence)Florence CountyIn network: BCBS EPO, Ambetter. Not in network: First Choice Next.
Networks and covered drug lists can change; we verify with the insurance company before you enroll. Last verified: November 2026.
- The BCBS EPO includes all three hospitals on this list.
- Ambetter includes all three hospitals on this list.
- First Choice Next includes MUSC Health Marion Medical Center but not McLeod Health Dillon or McLeod Regional Medical Center.
Which plan fits your situation
Every plan here is an HMO except the BCBS BlueEssentials and BlueConnect EPOs; the SC Marketplace has no PPOs. Neither type covers out-of-network care except emergencies.
You rarely see a doctor and want the lowest premium. First Choice Next Bronze Essential is the cheapest plan at $527 for a 40-year-old, but its $12,000 deductible equals its yearly limit on what you pay, so beyond preventive care it pays little until you spend $12,000. Of the hospitals above, it includes MUSC Health Marion Medical Center.
You want the lowest silver price. Ambetter Streamlined Silver is $667 at age 40, with a $4,700 deductible, an $11,300 yearly limit on what you pay, $20 primary care visits and $3 generics. It includes every hospital in the table above.
You expect regular care and want a low deductible. First Choice Next Gold Enhanced is $696 at age 40, $13 more than the silver plan your tax credit is based on, with a $1,000 deductible, a $10,000 yearly limit on what you pay, $35 primary care visits and $5 generics. Of the hospitals above, it includes MUSC Health Marion Medical Center. If you need a hospital it leaves out, Ambetter's lowest gold is $713 and BCBS's lowest gold is $837.
You want the widest choice of SC hospitals. BCBS's BlueEssentials and BlueConnect plans use a statewide EPO network, which can matter if you get care outside the county. Every BCBS plan in Dillon County uses it.
Your income is lower. Below 250% of the federal poverty level, silver plans come with cost-sharing reductions that lower the deductible and the yearly limit on what you pay. Our cost-sharing reductions guide explains how it works.
Call us and we will compare all three insurance companies against your doctors and prescriptions.
Common questions
The silver plan your tax credit is based on is $683 a month for a 40-year-old at full price before tax credits, $560 for a 27-year-old and $1,450 for a 60-year-old. The cheapest bronze is $527 at age 40. In 2026 the average enrollee here paid $90 a month after tax credits.
In our 2027 network data, the BCBS EPO and Ambetter include it. First Choice Next does not.
Molina has no 2027 plans here, so pick a new plan by December 15, 2026 for a January 1 start. We can match your doctors and prescriptions to the three remaining insurance companies.
Open enrollment on HealthCare.gov runs November 1, 2026 to January 15, 2027. Enroll by December 15 for coverage starting January 1; enrollments from December 16 to January 15 start February 1. Our 2027 open enrollment guide has every date.
Get your Dillon County comparison
With Molina leaving and a new plan setting your tax credit, compare before you renew for 2027. Tell us your ZIP, ages, household and income, and a licensed agent will price every plan against your doctors and drugs. For the statewide picture, start with our 2027 South Carolina health insurance guide or the 2027 rate changes by county. Nearby, see Florence County, Horry County and Marion County.
Sources
- FAQ: Health Insurance Marketplace Deadlines for 2027 Coverage (HealthCare Insider)
- How Will the Loss of Enhanced Premium Tax Credits Affect Older Adults? (KFF)
- Guidance Regarding Age Curves and State Reporting (CMS/HHS)
- Murdock Insurance Group analysis of PY2027 SC Marketplace rate filings / plan data (county market data, plan benefits, hospital network matrix and marker-drug formulary check)
Prices are full-price monthly premiums for the stated age, before subsidies, from Murdock Insurance Group analysis of PY2027 SC Marketplace plan data. Your actual cost depends on your age, income, household size, tobacco use and the plan you choose. Ages 27 and 60 for individual carriers are calculated from the age-40 price using the federal default age curve. Networks and drug lists can change; we verify with the carrier before you enroll. Last verified: November 2026. Murdock Insurance Group is a licensed independent insurance agency. We are not affiliated with HealthCare.gov or any government agency.
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Nearby county guides: Florence, Horry, Marion. All county guides.